Paint the pendant with white on both sides. Give it several coats and let it dry.
While your pendant is drying, coat your fabric with Mod Podge on top of a piece of wax paper. The reason for this is so that when you cut it, the edges won't fray. Let dry.
Paint Mod Podge on top of your pendant,. Make sure it's a medium coat.
Smooth the fabric down over the pendant. Keep smoothing until fabric is down on the entire pendant. If Mod Podge comes out the sides, just wipe it away with your paintbrush. Let it dry.
Cut the fabric off very closely around the pendant. If some of the edges are coming up, just reapplying the Mod Podge, smooth down and let it dry.
Use a pin to push through the pendant hole. and move it around to make it wider.
Place your pendant in an area where you can catch the microbeads and then make a little craft glue heart (I did it freehand).
Sprinkle the microbeads onto the glue. Let the glue dry for several hours and then tap off the excess microbeads. Add the findings to finish.